Looking for a luxury houseboat for sale near Table Rock Lake, Missouri? American Water Sports is proud to offer “American Girl” — a consigned 2008 Sumerset 20x87 widebody houseboat finished to a genuinely high standard, currently on our lot in Kimberling City on Table Rock Lake in the Missouri Ozarks (Stock #U-P15S10-01251). This 87-foot, 20-foot-beam live-aboard houseboat offers two spacious bedrooms, two full luxury bathrooms, hand-scraped hardwood flooring, quartz countertops throughout, and a full rooftop entertaining deck complete with a hot tub overlooking the lake. This is our first Sumerset houseboat in current inventory, and it represents a genuinely different category of Table Rock Lake ownership from the runabouts, wakesurf boats, and pontoons that make up the bulk of our lineup — a true floating luxury home built for extended stays and large-group entertaining. Powered by twin Mercruiser 5.0L sterndrive engines showing just 393 hours, backed by a Westerbeke 20kW generator and a long list of recent system upgrades, “American Girl” is a rare opportunity to step into premium widebody houseboat ownership on Table Rock Lake. Whether you’re searching online for “luxury houseboat for sale Table Rock Lake”, “Sumerset houseboat Missouri”, “houseboat with hot tub for sale”, or “used houseboat Ozarks”, American Water Sports is your source for this specific 2008 Sumerset 20x87 and the full range of boats in our current inventory.
Step inside “American Girl” and the finish level is immediately obvious — this is a houseboat built and maintained to a genuine luxury standard, not just a basic live-aboard platform. Interior highlights include:
Together, these details make the interior feel far closer to a well-appointed luxury condo than a typical houseboat — a meaningful differentiator for buyers comparing live-aboard vessels on Table Rock Lake.
The owner’s suite aboard “American Girl” feels more like a luxury spa retreat than a boat cabin, featuring a clawfoot soaking tub, a walk-in shower, dual vanities, and a spacious bedroom with abundant storage. For buyers who plan to spend extended stretches of time aboard — whether a long weekend or the entire season — a master suite finished to this standard is a genuine point of differentiation from a typical houseboat layout.
Designed from the ground up for entertaining, the expansive upper deck of “American Girl” includes:
This rooftop entertaining space is genuinely one of the standout features of this particular houseboat — few vessels on Table Rock Lake offer this level of dedicated outdoor living and entertaining space in a single rooftop deck.
“American Girl” has been meticulously maintained and is equipped with a substantial list of mechanical and system upgrades, including:
This level of mechanical investment and documentation gives buyers genuine confidence in a vessel of this size and complexity — these are exactly the systems that matter most on a live-aboard houseboat, and having them recently upgraded and well maintained meaningfully reduces the usual diligence concerns that come with an 18-year-old vessel.
Houseboat ownership is fundamentally different from day-boating. Where a runabout or pontoon is built for a few hours on the water, a widebody houseboat like “American Girl” is built to be lived on — anchored in a quiet cove for a long weekend, tied up at a dock as a floating luxury cabin, or cruised slowly across Table Rock Lake’s 43,000 acres of shoreline with family and friends aboard for days at a time. At 87 feet in length with a full 20-foot beam, this Sumerset offers the interior volume of a genuine multi-room floating home — two bedrooms, two full bathrooms, a spa-style master suite, and an expansive rooftop entertaining deck, all in one vessel. For buyers who have been considering a second home or lake cabin on Table Rock Lake, a houseboat finished like this one is worth serious consideration as a genuinely different — and considerably more flexible — way to own a piece of the lake.
Sumerset Houseboats has built a strong reputation among houseboat manufacturers for spacious widebody floorplans, quality construction, and livable interior layouts. The “20x87” designation reflects this vessel’s generous 20-foot beam paired with an 87-foot overall length — true widebody proportions that translate directly into the interior headroom, wide walkways, and open-concept living space that make the luxury finish package aboard “American Girl” possible. Twin Mercruiser 5.0L sterndrive engines provide the maneuverability and docking control that a vessel of this size demands, while keeping mechanical serviceability straightforward with widely available Mercruiser parts and service support.
One of the standout details on this particular 2008 Sumerset is engine usage — just 393 hours logged across both Mercruiser 5.0L sterndrive engines over 18 years of ownership. That works out to well under 25 hours per year on average, a usage pattern far lighter than most vessels this size see, and consistent with a houseboat that has primarily been used for relaxed, seasonal cove-anchoring and dockside living rather than heavy cruising.
This 2008 Sumerset 20x87’s hull identification number is on file as HIN #SAQ01251J708. Decoded, this HIN identifies SAQ as Sumerset Houseboats’ manufacturer identification code (MIC), 01251 as the hull’s individual serial number, J7 as an August 2007 build date code, and 08 as the 2008 model year — consistent with a houseboat built in late summer 2007 for the 2008 model year. The vessel is USCG documented. We recommend all buyers verify the hull-stamped HIN in person against title and documentation records as part of a standard pre-purchase walkthrough.
This Sumerset 20x87 is being sold as a consigned, pre-owned 2008 vessel. The seller reports “American Girl” has been meticulously maintained, with low recorded engine hours and a substantial list of recent system upgrades, including the generator, HVAC, swim platform, electrical, and water systems noted above. Even so, buyers should expect the normal cosmetic wear that comes with an 18-year-old vessel — finishes, upholstery, and canvas or enclosure materials showing some age despite the overall condition. Given the scale and system complexity of a vessel this size, we still recommend a complete pre-purchase inspection covering both engines under load, generator operation, all onboard systems (water, waste, electrical, HVAC), the roof and canvas/enclosure condition, and the pontoon or hull structure below the waterline. Our team is glad to arrange a full walkthrough and help coordinate a marine survey and sea trial before purchase.
“American Girl” is a consigned, pre-owned vessel currently on our lot in Kimberling City on Table Rock Lake, offered through American Water Sports’ brokerage and consignment services. As with any pre-owned vessel — particularly one of this size and finish level — we encourage a full in-person walkthrough, a detailed review of maintenance and service records, and a professional marine survey prior to purchase. Our team can walk you through the boat’s full history and current condition, answer questions about towing, docking, or slip arrangements for a vessel this size, and help coordinate financing and closing logistics.
How many bedrooms and bathrooms does this houseboat have?
“American Girl” has two spacious bedrooms and two full luxury bathrooms, including a spa-style master suite with a clawfoot soaking tub, walk-in shower, and dual vanities.
Does this houseboat have a hot tub?
Yes. The rooftop entertaining deck includes a hot tub overlooking the lake, along with a fire pit lounge, full outdoor kitchen, wet bar, and big-screen TV.
Is this houseboat USCG documented?
Yes. “American Girl” is United States Coast Guard documented.
What backup power and utility systems does this houseboat have?
It’s equipped with a Westerbeke 20kW generator, an upgraded ground-source HVAC system, modern inverter and charging systems, three water heaters, and a water filtration system.
Where is this houseboat located, and can I see it in person?
“American Girl” is currently on our lot in Kimberling City on Table Rock Lake. Contact our team to schedule a private walkthrough or coordinate a marine survey and sea trial.
American Water Sports is a Boating Industry Top 100 Dealer and a full-service marine sales, service, and brokerage operation serving Table Rock Lake and the greater Ozarks region from two convenient locations in Kimberling City and Shell Knob, Missouri. Whether you’re searching online for “luxury houseboat for sale near me”, “Sumerset houseboat Missouri”, “houseboat with rooftop hot tub”, or “used houseboat Ozarks” — “American Girl” is a rare opportunity to add genuine luxury live-aboard capability to your time on Table Rock Lake. For the buyer who wants the floating-home lifestyle delivered with a true high-end finish level, low recorded engine hours, and the backing of a Boating Industry Top 100 Dealer’s brokerage and consignment process, this Sumerset 20x87 is worth serious consideration this season.
Ready to take a look at “American Girl” in person? Contact American Water Sports today to schedule a private walkthrough in Kimberling City, request maintenance and service records, discuss docking and slip arrangements, review financing options, or coordinate a marine survey and sea trial before purchase.
