Pre-Owned 2004 Cobalt 282 Cuddy Cruiser for Sale — Premium-Brand 28-Foot Mid-Cabin Sportboat with MerCruiser 350 Mag MPI 5.7L V8 (Stock #U-KC-28085)

American Water Sports is pleased to offer this pre-owned 2004 Cobalt 282 — a premium-brand 28-foot mid- cruiser sportboat from one of the most-respected American fiberglass runabout manufacturers, configured with the proven MerCruiser 350 Magnum MPI 5.7L V8 sterndrive powertrain. Available at our Kimberling City location on Table Rock Lake (Stock #U-KC-28085, Hull #FGE28085E404), this 28-foot Cobalt is a meaningfully bigger platform than the typical 22-26 foot runabouts in the segment — sized to deliver, larger passenger and cockpit volume, and the kind of bigger-platform stability that makes Cobalt's 282 work as both a serious day-cruising sportboat. The Cobalt brand is the headline angle on this listing — Cobalt Boats has built premium fiberglass runabouts in Neodesha, Kansas since 1968, with a brand-recognized reputation as one of the highest-fit-and-finish, most-thoughtfully-built premium American sportboat manufacturers in the segment. Cobalt buyers cross-shop primarily against the upper tier of Sea Ray, Chaparral, and Regal builds, and Cobalt's reputation for quality holds up remarkably well in the pre-owned market. For the family who wants a premium-brand, larger-platform, the proven MerCruiser 350 Mag MPI sterndrive powertrain, and the brand-correct premium-fiberglass build pedigree of Cobalt at a value vintage price point, this 2004 282 is one of the more compelling pre-owned at our Kimberling City location this season.

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Why a 2004 Cobalt 282?

Cobalt Boats has been building premium American fiberglass runabouts since 1968 from its Neodesha, Kansas factory, with a reputation that has earned the brand a place at the top of the premium sportboat tier — frequently described as the highest-fit-and-finish, most-thoughtfully-built premium runabout from any American manufacturer, period. Cobalt's brand position has held up remarkably well over time: the 282 specifically is Cobalt's 28-foot from the early-2000s production era, sized to bridge the gap between traditional bowrider runabouts (typically 22-25 feet) and full express cruisers (typically 30+ feet). The 28-foot platform delivers meaningful aired with the kind of substantial day-cruising cockpit and integrated swim platform that makes the platform work as a serious family-day sportboat. By 2004, the 282 platform was several years into refinement: well-sorted hull design, well-developed cabin and cockpit layouts, the kind of premium-Cobalt fit-and-finish and trim work that defines the brand, and the well-supported MerCruiser sterndrive powertrain that dominates the early-2000s premium runabout segment. For the buyer cross-shopping vintage premium-brand 28-foot cuddy cruisers — particularly comparing to comparable Sea Ray Sundancer, Chaparral Signature, and Regal Commodore-class builds at this price point — the Cobalt 282 represents one of the more thoughtfully-built premium-tier alternatives in the pre-owned market.

MerCruiser 350 Magnum MPI 5.7L V8 Sterndrive — Proven Premium Powertrain

Power on this 282 comes from the MerCruiser 350 Magnum MPI 5.7L V8 sterndrive — Mercury Marine's marinized 5.7-liter Chevrolet small-block V8 in the multi-port-injection 350 Magnum trim that defined MerCruiser's premium sterndrive offering during the early 2000s. The 350 Mag MPI typically delivered approximately 300-310 horsepower with a strong, broad torque curve well-suited to the larger 28-foot Cobalt platform — strong enough to handle the boat with a full passenger load, get the hull up on plane comfortably, deliver the kind of cruising speeds across Table Rock Lake's bigger water that 28-foot are expected to produce, and provide casual tow capability for tubing and skiing duty. The MerCruiser 350 Magnum and the underlying GM 5.7L architecture are among the most-supported, most-easily-serviced marine sterndrive powertrains in service — parts availability through MerCruiser, GM Marine, and the broad marine aftermarket is genuinely excellent, and any competent marine inboard/sterndrive mechanic can service these engines without specialized brand-only tooling. American Water Sports is fully equipped to support MerCruiser sterndrive service through our shop. For the current engine hour reading, exact outdrive configuration (Bravo vs Alpha), and recent sterndrive service history on this specific 282, please contact our Kimberling City team for the build specifics.

Key Specifications

• Year / Make / Model: 2004 Cobalt 282
• Stock Number: U-KC-28085
• Hull Number (HIN): FGE28085E404
• Status: Pre-Owned
• Length Overall: 28 ft
• Hull Material: Fiberglass
• Engine: MerCruiser 350 Magnum MPI 5.7L V8 Sterndrive (~300-310 hp)
• Engine Type: Single Sterndrive (MPI Gas V8)
• Fuel Type: Gas
• Category: Sportboat
• Builder: Cobalt Boats — Neodesha, Kansas
• Store Location: American Water Sports — Kimberling City, Missouri

Contact American Water Sports About Stock #U-KC-28085

Ready to take a look at this pre-owned 2004 Cobalt 282 in person? Contact American Water Sports today to schedule a private showing, request additional photos or video, review the build specifics in detail, or arrange an on-water demo on Table Rock Lake. At this vintage, an in-person walkthrough is essential — we recommend coming out to see the boat before making any purchase decisions.

Kimberling City: 13253 State Hwy 13, Kimberling City, MO 65686 — (417) 739-5912
Shell Knob: 26325 State Hwy 39, Shell Knob, MO 65747 — (417) 213-4999
Online: AmericanWaterSports.com